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Medigap enrollment on the upswing

NEWS IN BRIEF — Posted July 8, 2013

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America’s Health Insurance Plan’s Center for Policy Research reported that Medigap enrollment increased from 9.9 million to 10.2 million policies between December 2011 and December 2012.

The report said 53% of Medicare beneficiaries with standardized Medigap policies had Plan F, followed by 13% with Plan C. The plans include all deductibles and coinsurance not covered by Medicare, according to AHIP.

The fastest-growing Medigap plans have enrollee cost-sharing requirements that include co-payments, coinsurance and deductibles. Plan N, which offers cost sharing up to $20 for physician office visits and up to $50 for certain emergency visits, increased by 35% from December 2011 to December 2012, making it the most popular of the newer standardized plans. For the report, AHIP used data on policies from the National Assn. of Insurance Commissioners.

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